We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Dawn Reiss Life can be unpredictable, overwhelming, and just plain difficult.

Amanda Smith is a freelance journalist and writer. She reports on culture, society, human interest and technology. Her stories hold a mirror to society, reflecting both its malaise and its beauty.

ETFs allow investment in diversified portfolios via a single transaction, mimicking index performance. ETFs are more liquid than mutual funds, trading like stocks with fluctuating prices throughout ...