David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

Melissa Horton is a financial literacy professional. She has 10+ years of experience in the financial services and planning industry. Robert Kelly is managing director of XTS Energy LLC, and has more ...

Adam Smith does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their ...

The western U.S. is a geologists' dream, home to the Rocky Mountains, the Grand Canyon, active volcanoes and striking sandstone arches. But one landform simply doesn't make sense. Rivers normally flow ...

SIMPLE IRAs are for self-employed or small businesses with under 100 employees. You can contribute yearly up to $16,500, rising in 2026 to $17,000. Withdrawals before age 59 1/2 incur taxes and may ...

With nearly two decades of retail management and project management experience, Brett Day can simplify complex traditional and Agile project management philosophies and methodologies and can explain ...

SIMPLE IRAs let self-employed and small business employees save for retirement tax-efficiently. In 2025, you can contribute up to $16,500; those 50+ can add up to $3,500 more. Explore other plans like ...

How did long term-mutual funds and ETFs perform last month? Understand the short-term and long-term trends affecting equity funds, sector-equity funds, bond funds, and more. Each month, Morningstar ...

Indicator species are living organisms that tell us that something has changed or is going to change in their environment. They can be easily observed, and studying them is considered a cost-effective ...