Invest in stocks if you can research and continuously monitor them; otherwise, consider index funds or robo-advisors. Only use money for stock investment that you won't need for at least five years ...

Amanda Smith is a freelance journalist and writer. She reports on culture, society, human interest and technology. Her stories hold a mirror to society, reflecting both its malaise and its beauty.

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Chris Davis is a Managing Editor on the Investing team. As a writer, he covered the stock market, investing strategies and investment accounts, and as a spokesperson, he appeared on NBC Bay Area and ...

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