In 2026, insurers might know more about you than you know about yourself.Applying for life insurance used to require a ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Fri, January 24, 2025 at 5:01 PM UTC Buying life insurance can feel like an overwhelming process, especially if you’re unsure where to start. There are different types of life insurance policies to ...

It’s easier to get a policy than it had been in the past, and knowing some key steps can help the process go smoothly ...

Life insurance companies use a process called underwriting to evaluate your risk factors, decide whether to approve your application and determine your premium. Traditional underwriting, which usually ...

Of all the protection products, life insurance is by far the simplest. But as it is often sold as part of a broader financial planning exercise, its lengthy, health-focused underwriting process can ...

If your sex assigned at birth doesn’t align with your gender identity, it could feel upsetting, awkward or confusing to answer questions about gender on a life insurance application. Your gender ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Insurers now use real-time data to verify your information. This can mean faster approvals, but it can also mean delays if your application gets flagged. Many, or all, of the products featured on this ...